A Red Bank man was arrested earlier this week after a loaded gun he was handling discharged, sending a bullet into a vacant apartment at the Atrium senior housing complex, police said.

Ross Marcovitz, 28, was ordered held on $100,000 bail at the Monmouth County Correctional Institution on charges of illegal discharge of a weapon within borough limits and other crimes, said police Captain Darren McConnell.

According to McConnell, Marcovitz, of Riverview Towers on Riverside Avenue, was in his fifth-floor residence “handling a gun – recklessly handling a gun,” when it went off.

The bullet traveled through an open window of the Marcovitz apartment and crashed through the window of one at the adjoining Atrium at Navesink complex. The bullet apparently lost velocity and came to rest on the floor of the unit, which was unoccupied, McConnell said.

McConnell said police are still tracking the ownership of the handgun, which is believed to belong to a family member.

A family member alerted police to the incident, and police arrested Marcovitz without incident. Police confiscated the gun and two other firearms, as well as several pellet guns, for safekeeping, McConnell said.

Markovitz was charged with illegal possession of a handgun, possession for illegal purposes, possession of hollow-point bullets and discharge of the gun. He sought and apparently obtained a reduction in bail, to $50,000. it was unclear Saturday if he had been released.