If you find yourself in the unfortunate situation of being injured as the driver or passenger in a rideshare vehicle such as Uber or Lyft while heading to or from the beach, it’s crucial to prioritize your safety and well-being above all. The immediate steps you take can significantly impact your ability to seek compensation for your injuries. First and foremost, ensure that you and anyone else involved are safe. If medical attention is needed, call for emergency services right away. It’s important not only for your health but also as a record of your injuries.
Once you’ve addressed any immediate health concerns, document as much as you can about the accident. This includes taking photos of the accident scene, the vehicles involved, any visible injuries, and collecting contact information from the driver and any witnesses. Reporting the accident to both the police and the rideshare company is also crucial. A police report provides an unbiased account of the accident, which can be invaluable during the insurance claim process.
Understanding the insurance aspect of rideshare companies is important. Both Uber and Lyft carry third-party liability and underinsured/uninsured insurance that may cover your injuries up to a certain limit. However, navigating these claims can be complex and challenging. Insurance companies are often more focused on minimizing payouts rather than adequately compensating you for your injuries.
This is where seeking the counsel of a personal injury attorney becomes invaluable. An attorney with experience in rideshare accidents can help ensure that you are fairly compensated for your medical bills, lost wages, and any pain and suffering. They can handle negotiations with insurance companies, allowing you to focus on your recovery.
Finally, be mindful of the time limits for filing an injury claim in New Jersey. The statute of limitations can affect your ability to receive compensation. Consulting with an attorney early on can help ensure that your rights are protected and that you don’t miss critical deadlines.
On Rideshare Service Like Uber and Lyft
In response to the unique challenges presented by rideshare accidents, New Jersey passed the Transportation Network Company (TNC) Safety and Regulatory Act in 2017. This legislation mandates that rideshare companies like Uber and Lyft provide a minimum of $1,500,000 in liability and underinsured/uninsured coverage when their drivers are actively providing a prearranged ride. This significant coverage is crucial for addressing the financial needs arising from serious and catastrophic injuries sustained in such collisions.
Experienced Legal Representation is Key
Since the enactment of the TNC Safety and Regulatory Act, our legal team has dedicated itself to advocating for clients injured by rideshare drivers. Our experience and familiarity with the specifics of rideshare insurance coverage have enabled us to secure multiple six-figure settlements for our clients, ensuring they receive the compensation and support they need to recover.
Learn more about Red Bank Local Kyle Reed or visit Portnoi Law.